Apply Online Now: Mortgage Loan Application

A mortgage for your home is the beginning of a long-term relationship. Shouldn't you come to the people you know and trust....people like you find at your credit union? They're available to help you determine the mortgage that suits your requirements, and look after your interests for years to come.

> View current Mortgage Loan Rates

Fixed Rate Mortgages
With a fixed rate mortgage, you'll feel comfortable knowing that your payment remains the same for the entire life of the loan. The rate on a fixed rate mortgage is generally higher than that of an adjustable rate mortgage, but offers the security of knowing that principal and interest payments will not vary.

Adjustable Rate Mortgages
An adjustable rate loan starts out with a lower initial rate. This increases your purchasing power and allows you to qualify for a larger mortgage, and more house, than a fixed rate mortgage. The rate can be adjusted over the life of the loan, subject to periodic and lifetime caps. Cinfed offers 1-year, 3-1-year and 5-1-year adjustable rate mortgages.

First-Home Mortgages
When you look to your credit union for that first-home purchase, you may be surprised to find your dream can be a reality sooner than you think. Cinfed helps first-time homebuyers make dreams come true. Special features of this mortgage include:
• Only 5% down payment required and no points!
• Borrow up to 95% of purchase price or appraisal
• Affordable payments with 3-year adjustable rate

Call Cinfed's Mortgage Department at 513-333-3872 to discuss your mortgage requirements and to request a loan application.

> View current Home Equity Loan Rates

Equity Access Loan
Cinfed's Equity Access Account continues to get rave reviews from members who have taken advantage of the equity accumulated in their home to satisfy a variety of financing needs. And in most cases the interest was 100% tax deductible. (Consult your tax advisor.) Cinfed bases quarterly adjustments of Equity Access Account rates on the Prime Rate. You won't find a home equity loan with lower rates or more valuable features!
• Borrow up to 90% of the equity in your home!
• Same low rate no matter how small or large your balance!
• Easy access to funds with free Equity Access checks or Equity Access Card!
• Rate as low as 4%.

To apply for a Cinfed Equity Access Account, print the Equity Access Application and mail the completed application to Cinfed.

Fill out an online form to apply for an Equity Access Card.