Cinfed Credit Union has joined the
Credit Union Service Corporation Network which handles Shared Branching for all credit unions throughout the country. All transactions are sent through the CUSC Network. By joining this common computerized transactional interface, Cinfed members along with non-members can conduct detailed, face-to-face transactions at any credit union around the country that belongs to this shared network.
Every credit union that participates in the network will have
the “Swirl” logo in their window. This logo is becoming the symbol of convenience for members of participating credit unions across the nation, the principal need of our members.
Picture I.D. Required
When doing a transaction at a shared branching credit union, you must always show a picture I.D. You will not be permitted to do a transaction without it. You will also need to know your account number. No exceptions to this policy.
Types of Available Transactions
Below is a list of available transactions at credit unions belonging to the shared branching network. (Some transactions or products may not be available at all credit unions.)
The hours of operation vary from credit union to credit union. The standard shared branching hours are:
Monday – Friday: 9:00 a.m. to 4:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
Checks presented for cash may not be immediately available. Availability depends on each individual credit unions policy.
There are never any fees associated with shared branching.
Whenever the shared branching network is down, transactions can not be done.
Holiday closings will vary from credit union to credit union, but most will be closed only on the following holidays:
You can not request to close your existing account at a shared branching location. You will not be able to open a new account with the shared branching credit union unless you fall within their field of membership.
Since I.D. must be shown before any transactions are done, you may not use the night deposit box for shared branching transactions.
